Professional Debt Documentation Tool

Document Your Debt Correspondence Clearly and Confidently

Compile standardized letters, track timelines, and organize records related to debt communications — all in one place.

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Secure & Private
Based on Federal Law
One-Time Payment

Documentation Tools in One Place

Tools to help you compile, track, and organize written correspondence related to alleged debts.

Standardized Templates
Compile letters using pre-written, standardized templates based on federal consumer protection statutes. No AI-generated content.
Based on Federal Statutes
Templates reference the FDCPA and FCRA for educational and documentation context only. No legal advice provided.
Timeline Tracking
Record when correspondence was sent and received. Organize your timeline for reference. Dates are organizational only.
Exportable Records
Download documentation packets containing your correspondence and timeline records.

Standardized Letter Templates

Templates based on publicly available federal statutes, provided for documentation purposes only.

Debt Validation Request
FDCPA §809(b)
Request written information about an alleged debt for your records.
Follow-Up: No Response
FDCPA §1692g(b)
Document that a prior request was sent and no response was received.
Cease Communication
FDCPA §805(c)
Request that a collector cease written communication.
Credit Bureau Dispute
FCRA §1681i
Request investigation of information appearing on your credit report.

How It Works

Three simple steps to compile your documentation.

1

Enter Information

Provide creditor name, account reference, and communication dates.

2

Compile Letter

The system selects a standardized template. No custom legal language.

3

Track & Export

Record send dates for reference. Export documentation packets.

Timeline tracking is for organizational purposes only. This tool does not determine legal deadlines.

Compile a Letter

Important Disclaimer

ProofOfDebt is a documentation and template tool. It generates standardized documentation letters, references collector claims as alleged, records correspondence history, and helps users stay organized.

ProofOfDebt does not provide legal advice, determine whether a debt is valid or enforceable, force collectors to prove ownership or licensing, assert violations, guarantee outcomes, or provide credit repair services.

Templates are based on publicly available federal statutes and are provided for documentation purposes only. If you need legal advice, consult a licensed attorney.

Not a law firm
Not credit repair
Documentation only